When you search over to a cruise win or cruise giveaways agency's Web site, or call up their 800 number, you may be talking with one of the top cruise-only wholesalers in the country, a local franchisee of a large full-service travel company, or a very reputable cruise professional at a small cruise agency. Or, it may be a novice running off of his or her kitchen table.

So, how can you see the difference and find a great, reputable travel agent or agency -- and stay away from a bad reservation experience?

Unfortunately, agents tell us that the travel enterprise is not well-regulated, and just about anybody can just print up small business cards, hang out a shingle and start retailing travel. The most of states do not necessitate any sort of registration, certification, licensing or client protection measures for travel agencies, although this is beginning to change. Bottom line: It is important to know who you are doing business with.

Your best bet is to speak to close friends, co-workers, family members and associates and ask them if they have an idea of of a good, legitimate, local agent who focuses in cruise sweepstakes. But here are a little more tips for avoiding cruise travel scams -- and spotting a less-than-reliable agency and conserving your expense before it's too late.

Paid with a credit card. For your finest protection against either a scam seller of travel or likely supplier bankruptcy, always payoff for your cruise fare -- both the primary deposit and the final payment -- with a main credit card such as Visa, Mastercard or American Express. Under the Fair Credit Billing Act, you are entitled to security (via a chargeback of disputed fees to your account) if a distributor fails.

Essential note: This security may not carry out to those utilizing debit or check cards; it's important to verify guidelines with your issuing bank before you charge.

Be certain your money is in the proper hands. After you've made a payment, evaluate your credit card or bank records and make sure that any applicable charges come straight with the cruise line, not with the travel agency. That way, you'll understand that the cruise line has absolutely obtained your money. If you have to make payment by check or money order, it should be made out payable to the cruise line -- not to the business or to a person.

Get appropriate confirmation of your booking. Request on getting the real cruise company approval numbers, not just a confirmation number from your organization. Not only will you then know that your data and money is in the correct hands, but you'll also be able to preserver shore excursions, restaurant bookings and spa appointments (where available) on the cruise line's Web site.

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